321-507-2892
Orlando, Florida  ·  Home Loans

The key to your home, delivered on time.

Goldcrest Mortgage is a boutique branch led by Jose Logrono. One loan officer, one direct line, and a process built around a 14-day closing target for buyers across Florida.

Start Your Pre-Approval Call or Text Jose
FHA · VA · Conventional · USDA NMLS #2143937 Avalon Park, Orlando
14
Day closing target on eligible files
4
Core loan programs under one roof
1
Direct line to your loan officer, start to finish
2024
Recognized by UWM as a fastest-growing loan officer
Loan Programs

Four ways home. One standard.

Every borrower is different. Jose reviews your full picture and matches you with the program that fits your goals, not the other way around.

FHA

Flexible entry

A strong fit for first-time buyers and anyone rebuilding credit.

  • Lower down payment options
  • More flexible credit guidelines
  • Gift funds allowed
VA

Earned benefit

For eligible veterans, active duty service members and qualifying surviving spouses.

  • Down payment may not be required
  • No monthly mortgage insurance
  • Certificate of Eligibility handled for you
CONV

Conventional

The classic loan for buyers with established credit who want room to choose.

  • Primary, second home and investment
  • Mortgage insurance can be removed later
  • Fixed and adjustable terms
USDA

Rural & suburban

For eligible homes in USDA designated areas, including parts of Central Florida.

  • Down payment may not be required
  • Income and location limits apply
  • We check eligibility upfront

Program availability, eligibility and terms vary and are subject to credit approval, property eligibility and program guidelines. Goldcrest Mortgage is not affiliated with or acting on behalf of HUD, FHA, the Department of Veterans Affairs or USDA.

Find Your Fit

Which loan should we talk about first?

Start the conversation with
FHA & Conventional

First-time buyers usually compare FHA against a low down payment conventional loan. Jose runs both side by side so you see exactly what each one means for your budget before you pick.

Talk It Through With Jose

A starting point, not a loan decision. Your final program depends on a full application review.

The 14-Day Close

Contract to keys, on a schedule you can see.

Speed comes from preparation. Your file is built clean on day one, so underwriting has what it needs the first time.

Day
0

Application

Full application and document upload in one sitting.

Day
1

Disclosures

Loan estimate out, intent to proceed signed, appraisal ordered.

Day
3

Processing

Title, insurance and verifications move in parallel.

Day
7

Underwriting

A complete file goes in, so conditions stay light.

Day
11

Clear to Close

Closing disclosure delivered with time to review.

Day
14

Closing

Sign, fund and get your keys.

The 14-day timeline is a target, not a guarantee. Actual closing dates depend on borrower responsiveness, appraisal, title, underwriting approval and the purchase contract.

For Realtor Partners

Your buyers close. Your name looks good.

You protect your client relationship, and Jose protects your closing date. Partners get a lender who answers the phone and keeps everyone in the loop.

Become a Partner
I

Fast, solid pre-approvals

Fully reviewed files so your offers carry weight with listing agents.

II

Updates without asking

Milestone updates to you and your buyer from contract through closing.

III

Co-branded marketing

Premium flyers and open house materials built for your listings.

IV

One point of contact

No call centers or hand-offs. You text Jose, Jose answers.

About Jose

"Buying a home is one of the biggest moves you'll ever make. You deserve a lender who treats your closing date like it's his own."

Jose Logrono is the Branch Manager of Goldcrest Mortgage, based in Avalon Park in East Orlando. He specializes in FHA, VA, Conventional and USDA financing, and in 2024 UWM recognized him as one of the fastest-growing loan officers in the country. Every file he takes on gets his personal attention, from the first call to the closing table.

Branch Manager
Jose Logrono
NMLS
#2143937
Phone
321-507-2892
Email
jose@goldcrestmtg.com
Branch
306 Mirasol Ln, Orlando, FL 32828
Call Jose
Get Started

Let's map out your next move.

Tell us a little about what you're planning. Jose will reach out personally to set up a quick call.

Call or Text321-507-2892
Emailjose@goldcrestmtg.com

By submitting, you agree Goldcrest Mortgage may contact you by phone, text or email about your inquiry. Message and data rates may apply. This is not an application or a commitment to lend.